From floods to tornadoes, hurricanes to fires, and earthquakes to severe storms, natural disasters happen when you least expect them. They often cause severe property damage, leaving you to pick up the pieces. Depending on the situation, your home may need extensive repairs or even rebuilding. … [Read more...] about When Disaster Strikes, Will Homeowners Insurance Be Enough?
If a Contractor Damages My Property, Does Homeowners Insurance Cover It?
You’re finally putting a new kitchen in your home. You’ve come up with the perfect design, picked your favorite colors, gorgeous fixtures, and spacious cabinets. The renovation is going well until the contractor makes a mistake and damages your property. Suddenly, your dream of a new kitchen goes down the drain. When a home contractor causes damage during a renovation, it can be an expensive blunder that creates a complicated situation. Depending on the type and cause of damage, your … [Read more...] about If a Contractor Damages My Property, Does Homeowners Insurance Cover It?
Should I Purchase Flood Insurance?
A flood can wreak havoc on your home and possessions. Even if you don’t think your home is vulnerable to flooding, you never know when disaster will strike. Without flood insurance, you could suffer thousands of dollars of damage to your home and have to pay it all out of pocket. Whether you worry about storms or live on the coast, a public adjuster from Insurance Public Adjusters of Georgia can help you understand your insurance before you buy it and walk you through claims. … [Read more...] about Should I Purchase Flood Insurance?
When Your House Burns Down, Will Your Insurance Company Cover You?
Fires are the ultimate nightmare for any homeowner, which is why you need an insurance public adjuster who knows the ins and out of the legal system in your corner. If you are a Georgia resident, be sure to contact Insurance Public Adjusters of Georgia, based in Atlanta, to find out how we can help keep you safe. We work with you and your homeowner's insurance agency to get you the fair settlement you deserve to start rebuilding after a devastating fire. … [Read more...] about When Your House Burns Down, Will Your Insurance Company Cover You?
Is Storm Damage to My Roof Covered by Homeowners’ Insurance?
Unpredictable weather events such as storms, tornadoes, and hurricanes can cause severe damage to a roof, for example in instances of violent hail or a fallen tree hitting a roof. Depending on the extent of damage, a roof may need extensive repairs or even replacement. When assessing the damage caused to their roof by a storm, property owners will ask themselves whether homeowners’ insurance covers the necessary repairs. … [Read more...] about Is Storm Damage to My Roof Covered by Homeowners’ Insurance?
What is a Public Insurance Adjuster?
Georgia public insurance adjusters are state-licensed insurance professionals who specialize in the different aspects of insurance claim management. If you suffered losses and want to file a claim with an insurance carrier, you can hire a public insurance adjuster to evaluate property losses and negotiate or adjust claims on your behalf. Public, Company, and Independent Insurance Adjuster Most people have experience with company insurance adjusters. Insurers hire them to assess and appraise … [Read more...] about What is a Public Insurance Adjuster?
What Do Insurance Companies Do When Your House Burns Down?
Avoid being shortchanged by your insurance company after a fire destroys your house. Knowing how insurance companies respond to fire damage claims will help you satisfy their requirements and maximize your payout. insurancepublicadjustersofgeorgia.com gathered information about what to do after a fire burns down your house and how to work with your insurance company through the claim process. What To Do After A House Fire A house fire can leave you feeling completely lost. Once you have … [Read more...] about What Do Insurance Companies Do When Your House Burns Down?
Is Flood Insurance Required
Prevent catastrophic damages and financial loss when your property floods. Knowing whether or not to acquire flood insurance could save you from months of repairs and the disruption of your life. insurancepublicadjustersofgeorgia.com gathered information about when flood insurance is required for your property, how it differs from homeowners insurance, and how to purchase it. Do I Need Flood Insurance? If it can rain where your property is located, it can flood. Purchasing flood insurance … [Read more...] about Is Flood Insurance Required
Pros and Cons of Hiring a Public Adjuster
Don’t leave money on the table when your insurance company tries to underpay your claim. Public adjusters help you get insurance claim money that is rightfully yours. insurancepublicadjustersofgeorgia.com gathered information about what a public insurance adjuster is, what they do, and the pros and cons associated with hiring them. What is a Public Insurance Adjuster? Public insurance adjusters are property loss professionals that work on behalf of policyholders. Public adjusters can be … [Read more...] about Pros and Cons of Hiring a Public Adjuster
Does Homeowners Insurance Cover Roof Replacement
Before spending thousands of dollars on replacing your roof after a storm, first find out if your homeowners insurance will cover its replacement. Depending on the type of damage and clauses in your coverage, homeowners insurance may or may not replace your roof. insurancepublicadjustersofgeorgia.com outlines the perils that can damage your roof, how to file an insurance claim, and what to do if your claim is denied. Will Homeowners Insurance Pay for a New Roof Yes and no. There are cases … [Read more...] about Does Homeowners Insurance Cover Roof Replacement
