Water, lightning and wind are not the only sources of property damage from a storm. Hail storms are furious and can swiftly damage multiple homes, automobiles, outdoor equipment, trees, and can even be life threatening.
Vehicle hail damage is obvious, whereas roof damage can be very hard to spot. Nonetheless, the seen and unseen effects are costly financial liabilities when they go overlooked.
Documenting and substantiating property damage from a hail storm can present great difficulty. These storms leave damages behind which can be very difficult to identify.
With this in mind, our highly skilled public adjusters utilize the foremost technology in detecting, documenting and substantiating hail damage claims. Winning fast and fair settlements on your property damage claims is the primary objective for our insurance adjusters. They work on your behalf, even when your insurance company has denied or severely underpaid your claim.
Not Knowing This About Hail Can Cost You
Due to the nature of hail storms, affected homeowners may be unaware that any damage has occurred. Thus failing to file a hail damage insurance claim.
Another common mistake is to accept the first offer from the insurance company after filing a claim. Homeowners will unwittingly accept these offers under the assumption that they are fair. However, it is imperative that a full assessment be made to fully attain the scope of the damages.
Failing to do so may led to latent damages being revealed some years later. The roof may start to leak, hidden leaks may present structural damage, or mold. By this time, filing a claim is no longer a viable option.
Hail Damage Signs to Look For After a Storm
The downplaying of hail damage is an unfortunately common occurrence. Even if you witnessed the storm, your insurance company’s adjuster may not fully assess the damages. It is our recommendation that, you as a homeowner, personally assess any and all damages to your property.
Below is a list of typical signs of hail damage, documenting them will help substantiate the hail damage and the claim to follow:
- Impact Marks – Hail stones will generally cause impact marks on the siding or paneling of a home or business as well as automobiles. Documented proof of these impact marks can help substantiate your hail damage claim.
- Chips – Stucco, paint and other coatings may chip as a result of the impact from a hail storm. Check the exterior of your property, including offset structures and fencing for evidence of chipping.
- Dents – Hail may cause dents in aluminum siding, metal roofing and other like material..
- Broken Glass – Hail accompanied by excessive winds may cause the glass in windows, automobiles, and other structures to break.
Damages occurring from hail storms are often beneath the surface and unnoticeable. Due to the nature of these damages, we advise homeowners to never deal with an insurance adjuster on his/her own. However, homeowners should be aware that there are potential red flags.
Red Flags Raised by the Insurance Company Adjuster
All claimants pursuing a hail damage claim will benefit from the assistance of a public adjuster. However, if your insurance company has done any of the below listed, it is absolutely imperative that you consult with an experienced adjuster that you trust. Such as, when they say:
- The hail damage to the roof is a result of wear and tear
- They’ll agree to replace or repair only parts of the roof
- That they have denied your hail damage roof claim
- Or have treated you in a disrespectful or dismissive manner without giving your hail claim its due consideration.
It is absolutely unacceptable to allow the insurance company to simply dismiss or downplay your damages. Find reassurance, answers, and the correct settlement payout by working with an independent public adjuster you can trust.
If You Have Questions, Our Adjusters Can Help
Hail storms appear to be occurring more frequently across Georgia. Due to their exposure, your roof, windows, siding and vehicle can easily be damaged. These items represent expensive investments, so if it is possible you may have been affected by hail, have an expert professionally assess the damages.
You are in control of your claim as our property damage appraisers locate, document and substantiate illusive and expensive hail damages. Working in this manner allows you to attain a speedy and accurate settlement.
Never permit that an insurance company downplay or disregard hail damages to your home and property. With our team of public adjusters, we are available to speak with you at any time, offering guidance and assisting with your claim. We offer you fast and honest feedback, assistance and assessments so you can get life back to normal as quickly as possible.