Fires are the ultimate nightmare for any homeowner, which is why you need an insurance public adjuster who knows the ins and out of the legal system in your corner. If you are a Georgia resident, be sure to contact Insurance Public Adjusters of Georgia, based in Atlanta, to find out how we can help keep you safe. We work with you and your homeowner’s insurance agency to get you the fair settlement you deserve to start rebuilding after a devastating fire.
Why Do I Need an Insurance Public Adjuster?
Insurance public adjusters act as a liaison between you and your insurance agency, allowing you to focus on putting the pieces back together instead of wading through documents full of “legalese.” At Insurance Public Adjusters of Georgia, we will be a champion for you during a tough and trying time.
Home disasters are traumatic. They turn your life upside down. Our insurance public adjusters will take the weight off your shoulders by legally representing you in court. We use our legal expertise to collect the maximum amount for you that the insurance company owes you.
Generally, you will end up with a larger settlement when you use one of our insurance public adjusters. You will need every penny to restore your beloved home.
Does Insurance Typically Cover Fire Damage?
Although each insurance policy is different, most insurers will cover structural damages to both your home and other buildings on the property, such as garages.
Some insurance policies do not cover aesthetic aspects of your home, such as soot damage and discoloration. Often, insurance companies will try to pay out only the bare minimum, which is why you need to be represented by one of our insurance public adjusters, who will fight for the money that you will need to rebuild your life.
Is All Fire Damage Covered?
In addition to the aesthetic damage, homeowner’s insurance generally will not cover fires determined to be intentionally started by the homeowner. However, most policies will include fires started by arson if the arsonist is an outsider and the fire is an act of malice.
Arson investigations can be lengthy, grueling processes and require a lot of legal paperwork. We at Insurance Public Adjusters of Georgia have much experience working with arson investigators as well as with insurance companies. We’ve seen all different types of fire damage scenarios and know exactly what to do if you are not getting the kind of settlement that you deserve.
Our solid understanding of Georgia homeowner’s fire law enables us to help collect the largest settlement possible for you. You don’t need to comprehend all of the finer points of these complex laws. We have your back.
What Should I Do in the Event of a Fire?
After a fire, you must document all the damage as quickly as possible. Your insurance company will want to see photographic evidence of the fire as well as of your property damage. A claims adjuster from the insurance company will need to confirm the truths of your claim. This is one reason why we recommend documenting the personal property in your home long before a disaster strikes. Take photographs of the property in each room and maintain a record of its value. Keep this in a fireproof lockbox or a bank safety deposit box.
You can request an advance on your settlement from the insurance company, which might help defer costs like interim lodging. Insurance claims can take several years to complete, so it’s essential to be firm and get what you can right away. We can assist you in this effort.
What If the Insurance Company Denies My Claim?
If the insurance company denies your claim, you must find out why. One of our adjusters from Insurance Public Adjusters of Georgia may be able to sit down with you to review the denial and put you in a better position to file an appeal.
Often, insurance companies will look for any loophole to get out of paying your settlement. They don’t want to have to spend money helping you rebuild your home, and they are likely to try many different tactics to stall or withhold funds. That’s why you need an experienced legal advocate on your side—one of our insurance public adjusters who knows their job completely and has your best interests at heart.
At Insurance Public Adjusters of Georgia, we handle denied claims daily and can craft concise and legally positioned appeals to argue your case passionately. We believe in 100 percent customer happiness, and we will not rest until you have the money you deserve.
Call Us Today
We have a reputation for collecting maximum settlements for catastrophes like fire damages. We do not get our paychecks until you do. Let us put all our resources to good use for you. We are the preferred insurance public adjusters in Atlanta for a good reason, serving clients throughout Georgia, and our track record speaks for itself.
Don’t wait until there is a calamity to cover your bases. Contact Insurance Public Adjusters of Georgia today at 404-220-9366 for a pressure-free consultation to learn your rights before fire strikes.
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Insurance Public Adjusters of Georgia
1100 Peachtree St NE, Ste 200a
Atlanta, GA 30309